● 2026/27 · £27.05 + £17.90 · HICBC

Child Benefit Calculator

For 2 children in 2026/27 you receive £44.95 a week — that is £2,337.40 a year. But once the higher earner's income passes £60,000 the High Income Child Benefit Charge starts to claw it back. Enter your details to see exactly what you keep.

👶 Weekly & annual payment 📉 HICBC clawback 🏛️ GOV.UK 2026/27 rates

Calculate your Child Benefit

United Kingdom · 2026/27

#
£
Child Benefit you keep (2026/27)
£0
Weekly Child Benefit£0
Annual Child Benefit£0
High Income Charge (HICBC)£0
Net amount you keep£0

The HICBC is collected through Self Assessment or your tax code. See GOV.UK.

👶 Family payments explained 📅 2026/27 rates 🏛️ HMRC & GOV.UK sourced 🔒 Runs entirely in your browser
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Child Benefit rates for 2026/27

Child Benefit is paid to anyone responsible for a child under 16 (or under 20 if they stay in approved education or training). There is one rate for the eldest or only child and a lower rate for each additional child.

WhoWeekly rateAnnual (× 52)
Eldest or only child£27.05£1,406.60
Each additional child£17.90£930.80
Two children£44.95£2,337.40
Three children£62.85£3,268.20
The High Income Child Benefit Charge (HICBC). If the higher earner in the household has an adjusted net income over £60,000, a tax charge starts to claw back the benefit. It is 1% of the Child Benefit for every £200 of income above £60,000, reaching 100% at £80,000.

A worked example: 2 children, £70,000 income

Here is how the calculator works out what a family with two children keeps when the higher earner makes £70,000:

  • Weekly Child Benefit: £27.05 + £17.90 = £44.95.
  • Annual Child Benefit: £44.95 × 52 = £2,337.40.
  • Income over £60,000: £10,000 → £10,000 ÷ £200 = 50% charge.
  • HICBC: 50% of £2,337.40 = £1,168.70.
  • Net kept: £2,337.40 − £1,168.70 = £1,168.70.

Even when the charge applies it is often still worth claiming, because Child Benefit can protect your State Pension by giving National Insurance credits while you care for a child.

How to reduce the HICBC

Because the charge is based on adjusted net income, lowering that figure can cut or remove it:

  • Pension contributions — paying more into a pension reduces adjusted net income pound for pound.
  • Gift Aid donations — these also reduce your adjusted net income.
  • Salary sacrifice — schemes such as cycle-to-work or extra pension can keep you under £60,000.
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Child Benefit FAQs

How much is Child Benefit for 2 children?

For 2026/27 it is £44.95 a week — £27.05 for the eldest child plus £17.90 for the second. Over the year that totals £2,337.40.

When do I have to repay Child Benefit?

The High Income Child Benefit Charge applies when the higher earner's adjusted net income is over £60,000. The charge is 1% of the benefit for every £200 above that, so at £70,000 you repay half.

At what income is Child Benefit fully withdrawn?

At £80,000 of adjusted net income the charge equals the full benefit, so effectively none is kept. Between £60,000 and £80,000 the charge is tapered. See GOV.UK.

Mustafa Bilgic
Reviewed by Mustafa Bilgic
Founder, WebCalculator · Last updated 21 June 2026

Rates and thresholds are taken from HMRC and GOV.UK for 2026/27 and reviewed at each fiscal event. Estimates only — not personalised tax advice.