Paid by the hour? Enter your hourly rate and weekly hours to see your weekly, monthly and annual pay — plus your real take-home after Income Tax and National Insurance for the 2026/27 tax year.
Gross and take-home pay
Converting an hourly wage to a yearly figure is straightforward: multiply your hourly rate by the hours you work each week, then by the number of weeks you work in a year. The calculator does this and then applies the 2026/27 tax bands to show your take-home pay.
For example, £15 × 37.5 hours × 52 weeks = £29,250 a year gross. After Income Tax and National Insurance that's roughly £24,580 take-home, or about £2,048 a month.
Based on a 37.5-hour week, 52 weeks a year (2026/27, no pension or student loan):
| Hourly | Annual gross | Take-home / yr |
|---|---|---|
| £12.50 | £24,375 | £21,070 |
| £15.00 | £29,250 | £24,580 |
| £20.00 | £39,000 | £31,600 |
| £25.00 | £48,750 | £38,620 |
If you regularly work extra hours, the overtime calculator shows the uplift from time-and-a-half or double time. To see a fuller breakdown including student loan and pension, use the take-home pay calculator or the salary calculator. To strip tax out of a known annual figure, try the gross-to-net calculator.
At £15 an hour over 37.5 hours a week, gross pay is £29,250 a year. After 2026/27 tax and NI that's roughly £24,580 take-home — about £2,048 a month.
Multiply your hourly rate by your weekly hours, then by the weeks you work a year. £15 × 37.5 × 52 = £29,250. The calculator then deducts tax and NI for your take-home.
The National Living Wage for workers aged 21 and over is set by the government each year on Low Pay Commission advice. Enter the current rate to see your annual and take-home pay.
If you work a full 52 weeks the figure assumes your paid holiday is included. For zero-hours or term-time work, reduce the weeks worked to match the weeks you're actually paid for.
