Gift Aid lets a charity reclaim 25p for every £1 you donate, and if you pay higher or additional-rate tax you can claim back even more. Enter your donation and tax rate to see the full picture.
Donation · charity claim · your relief
Gift Aid lets a charity reclaim the basic-rate tax you already paid on your donation. Because £1 of net pay represents £1.25 of pre-tax income at the 20% basic rate, the charity reclaims 25p for every £1 you give — turning a £100 donation into £125 for the charity at no extra cost to you. You just have to be a UK taxpayer who's paid at least as much Income Tax or Capital Gains Tax as the charity reclaims.
| You donate | Charity gets | Higher-rate relief to you |
|---|---|---|
| £100 | £125 | £25 (40% rate) |
| £500 | £625 | £125 (40% rate) |
| £1,000 | £1,250 | £250 (40% rate) |
Beyond the cash relief, grossed-up Gift Aid donations extend your basic-rate band and reduce your adjusted net income. That can rescue your Personal Allowance above £100,000, cut the High Income Child Benefit Charge, or keep you out of the higher-rate band. Check your wider position on the income tax calculator.
The charity reclaims 25p for every £1 you donate, because your gift comes from income already taxed at the 20% basic rate. So a £100 donation becomes £125 for the charity, and a £1,000 donation becomes £1,250 — at no extra cost to you.
Yes. If you pay 40% tax you reclaim the 20% difference on the grossed-up donation — £250 on a £1,000 gift. Additional-rate (45%) taxpayers reclaim 25%. You claim it through Self Assessment or by contacting HMRC.
Yes. You must have paid at least as much UK Income Tax or Capital Gains Tax in the year as all the charities will reclaim on your donations. If you haven't, HMRC can ask you to pay the difference.
It doesn't reduce taxable income directly, but the grossed-up donation extends your basic-rate band and lowers your adjusted net income. That can restore your Personal Allowance, cut the Child Benefit charge, or keep you in a lower tax band.
